- IFSC code
- PSIB0000109
- Branch
- Bhagowal
- MICR code
- 143023258
- Address
- Bhagowal, Distt. Gurdaspur , Punjab - 143511
- City
- Gurdaspur (district Bhagowal)
- State
- Punjab
- Phone
- +911871258207
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000109 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000109: the Bhagowal branch
To send money, add the account number, the account holder's name and PSIB0000109 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Gurdaspur
- Kotli Surat MalhiPSIB0000096
- Kala AfghanaPSIB0000095
- Cinema Road BatalaPSIB0000094
- UdhanwalPSIB0000124
- Quadian, Distt. GurdaspurPSIB0000129
- Police LinesPSIB0000076
- KahnuwanPSIB0000068
- Naushera Maja SinghPSIB0000064
- HarchowalPSIB0000062
- Umarpura, Batala, PunjabPSIB0000187
- PathankotPSIB0000201
- Dhariwal Distt Gurdaspur PunjabPSIB0000281
All Punjab & Sind Bank branches in Gurdaspur
Other banks in Gurdaspur
- State Bank of India
- HDFC Bank
- Punjab National Bank
- ICICI Bank
- Axis Bank
- Canara Bank
- Union Bank of India
- Bank of Baroda
Frequently asked questions
Which bank and branch is PSIB0000109?
PSIB0000109 belongs to Punjab & Sind Bank, Bhagowal branch, Bhagowal, Distt. Gurdaspur , Punjab - 143511.
What is the MICR code of Punjab & Sind Bank, Bhagowal?
The MICR code is 143023258. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000109 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.