- IFSC code
- PSIB0000109
- Branch
- Bhagowal
- MICR code
- 143023258
- Address
- Bhagowal, Distt. Gurdaspur , Punjab - 143511
- City
- Gurdaspur (district Bhagowal)
- State
- Punjab
- Phone
- +911871258207
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000109 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000109: the Bhagowal branch
To send money, add the account number, the account holder's name and PSIB0000109 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Gurdaspur
- Kotli Surat MalhiPSIB0000096
- Kala AfghanaPSIB0000095
- Cinema Road BatalaPSIB0000094
- UdhanwalPSIB0000124
- Quadian, Distt. GurdaspurPSIB0000129
- Police LinesPSIB0000076
- KahnuwanPSIB0000068
- Naushera Maja SinghPSIB0000064
- HarchowalPSIB0000062
- Umarpura, Batala, PunjabPSIB0000187
- PathankotPSIB0000201
- Dhariwal Distt Gurdaspur PunjabPSIB0000281
All Punjab & Sind Bank branches in Gurdaspur
Other banks in Gurdaspur
- State Bank of India
- HDFC Bank
- Punjab National Bank
- ICICI Bank
- Axis Bank
- Canara Bank
- Union Bank of India
- Bank of Baroda
Frequently asked questions
Which bank and branch is PSIB0000109?
PSIB0000109 belongs to Punjab & Sind Bank, Bhagowal branch, Bhagowal, Distt. Gurdaspur , Punjab - 143511.
What is the MICR code of Punjab & Sind Bank, Bhagowal?
The MICR code is 143023258. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000109 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.