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PSIB0000020: Punjab & Sind Bank, Ramraj

PSIB0000020 is the IFSC code of the Ramraj branch of Punjab & Sind Bank in Muzaffarnagar, Uttar Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
PSIB0000020
Branch
Ramraj
MICR code
251023504
Address
Ram Raj Distt.Muzaffar Nagar, Uttar Pradesh - 251302
City
Muzaffarnagar (district Ram Raj)
State
Uttar Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What PSIB0000020 means

  • PSIB: the bank, Punjab & Sind Bank
  • 0: always zero, kept for future use
  • 000020: the Ramraj branch

To send money, add the account number, the account holder's name and PSIB0000020 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Punjab & Sind Bank branches in Muzaffarnagar

All Punjab & Sind Bank branches in Muzaffarnagar

Other banks in Muzaffarnagar

Frequently asked questions

Which bank and branch is PSIB0000020?

PSIB0000020 belongs to Punjab & Sind Bank, Ramraj branch, Ram Raj Distt.Muzaffar Nagar, Uttar Pradesh - 251302.

What is the MICR code of Punjab & Sind Bank, Ramraj?

The MICR code is 251023504. It is printed at the bottom of cheques from this branch.

Can I use PSIB0000020 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.