- IFSC code
- PSIB0000012
- Branch
- Karnal
- MICR code
- 132023102
- Address
- G.T.Road, Karnal, Haryana
- City
- Karnal
- State
- Haryana
- Phone
- 2272533
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000012 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000012: the Karnal branch
To send money, add the account number, the account holder's name and PSIB0000012 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Karnal
- ManjuraPSIB0000601
- Karnal Guru Teg Bahadur Public SchoolPSIB0000747
- Karnal, S.S.S. SR. Sec. SchoolPSIB0000750
- Karnal D.A.V.CollegePSIB0000785
- Karnal, Khalsa Modern School,Prem NagarPSIB0000786
- Gharounda Distt KarnalPSIB0020939
- Taraori Distt KarnalPSIB0020964
- RambaPSIB0021127
- KarnalPSIB0021160
- JundlaPSIB0021182
- IndriPSIB0021316
- SaidpuraPSIB0021317
All Punjab & Sind Bank branches in Karnal
Other banks in Karnal
- Canara Bank
- Punjab National Bank
- State Bank of India
- HDFC Bank
- Axis Bank
- Union Bank of India
- Bank of Baroda
- ICICI Bank
Frequently asked questions
Which bank and branch is PSIB0000012?
PSIB0000012 belongs to Punjab & Sind Bank, Karnal branch, G.T.Road, Karnal, Haryana.
What is the MICR code of Punjab & Sind Bank, Karnal?
The MICR code is 132023102. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000012 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.