- IFSC code
- JSFB0004098
- Branch
- Niharika
- MICR code
- 495788003
- Address
- Jana Small Finance Bank LTD, Ankita Complex,1st Floor,Plot No.783,Khasra No.235/1,Ward No.21,Subhash Chowk,Niharika,Korba C.G.495677
- City
- Bilaspur (district Niharika)
- State
- Chhattisgarh
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What JSFB0004098 means
- JSFB: the bank, Jana Small Finance Bank
- 0: always zero, kept for future use
- 004098: the Niharika branch
To send money, add the account number, the account holder's name and JSFB0004098 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Jana Small Finance Bank branches in Bilaspur
All Jana Small Finance Bank branches in Bilaspur
Other banks in Bilaspur
- State Bank of India
- Chhattisgarh Rajya Gramin Bank
- HDFC Bank
- Punjab National Bank
- Canara Bank
- ICICI Bank
- Axis Bank
- Union Bank of India
Frequently asked questions
Which bank and branch is JSFB0004098?
JSFB0004098 belongs to Jana Small Finance Bank, Niharika branch, Jana Small Finance Bank LTD, Ankita Complex,1st Floor,Plot No.783,Khasra No.235/1,Ward No.21,Subhash Chowk,Niharika,Korba C.G.495677.
What is the MICR code of Jana Small Finance Bank, Niharika?
The MICR code is 495788003. It is printed at the bottom of cheques from this branch.
Can I use JSFB0004098 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.