JAKA0ZACHAL IFSC Code – Jammu and Kashmir Bank, Zachaldara

JAKA0ZACHAL: Jammu and Kashmir Bank, Zachaldara

JAKA0ZACHAL is the IFSC code of the Zachaldara branch of Jammu and Kashmir Bank in Kupwara, Jammu and Kashmir. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: JAKA0ZACHAL
Bank: Jammu and Kashmir Bank
Branch: Zachaldara
MICR code: 193051222
Address: Handwara
City: Kupwara
State: Jammu and Kashmir
Phone: +919906801321
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What JAKA0ZACHAL means

JAKA: the bank, Jammu and Kashmir Bank
0: always zero, kept for future use
ZACHAL: the Zachaldara branch

To send money, add the account number, the account holder's name and JAKA0ZACHAL as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Jammu and Kashmir Bank branches in Kupwara

All Jammu and Kashmir Bank branches in Kupwara

Other banks in Kupwara

Frequently asked questions

Which bank and branch is JAKA0ZACHAL?

JAKA0ZACHAL belongs to Jammu and Kashmir Bank, Zachaldara branch, Handwara.

What is the MICR code of Jammu and Kashmir Bank, Zachaldara?

The MICR code is 193051222. It is printed at the bottom of cheques from this branch.

Can I use JAKA0ZACHAL for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.