- IFSC code
- JAKA0WTRGAM
- Branch
- Watergam
- MICR code
- 193051029
- Address
- Rohama
- City
- Baramulla
- State
- Jammu and Kashmir
- Phone
- +917298004497
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What JAKA0WTRGAM means
- JAKA: the bank, Jammu and Kashmir Bank
- 0: always zero, kept for future use
- WTRGAM: the Watergam branch
To send money, add the account number, the account holder's name and JAKA0WTRGAM as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Jammu and Kashmir Bank branches in Baramulla
- Achabal SoporeJAKA0ACHBAL
- Amargarh SoporeJAKA0AMARGH
- Fruit Mandi SoporeJAKA0APPLET
- Ec Army Cantonment BaramullaJAKA0ARMYCO
- Azadgunj BaramullaJAKA0AZGUNJ
- BoniyarJAKA0BONYAR
- ChandanwariJAKA0CANADA
- ChooraJAKA0CHOORA
- ChandosaJAKA0CNDOSA
- New Colony SoporeJAKA0COLONY
- DelinaJAKA0DALINA
- DangiwachaJAKA0DHANGI
All Jammu and Kashmir Bank branches in Baramulla
Other banks in Baramulla
- State Bank of India
- ICICI Bank
- UCO Bank
- HDFC Bank
- Axis Bank
- Indusind Bank
- Union Bank of India
- Punjab National Bank
Frequently asked questions
Which bank and branch is JAKA0WTRGAM?
JAKA0WTRGAM belongs to Jammu and Kashmir Bank, Watergam branch, Rohama.
What is the MICR code of Jammu and Kashmir Bank, Watergam?
The MICR code is 193051029. It is printed at the bottom of cheques from this branch.
Can I use JAKA0WTRGAM for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.