JAKA0SMOOTH IFSC Code – Jammu and Kashmir Bank, Magam Handwara

JAKA0SMOOTH: Jammu and Kashmir Bank, Magam Handwara

JAKA0SMOOTH is the IFSC code of the Magam Handwara branch of Jammu and Kashmir Bank in Kupwara, Jammu and Kashmir. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: JAKA0SMOOTH
Bank: Jammu and Kashmir Bank
Branch: Magam Handwara
MICR code: 193051303
Address: Main Chowk Magam
City: Kupwara
State: Jammu and Kashmir
Phone: +917298004574
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What JAKA0SMOOTH means

JAKA: the bank, Jammu and Kashmir Bank
0: always zero, kept for future use
SMOOTH: the Magam Handwara branch

To send money, add the account number, the account holder's name and JAKA0SMOOTH as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Jammu and Kashmir Bank branches in Kupwara

All Jammu and Kashmir Bank branches in Kupwara

Other banks in Kupwara

Frequently asked questions

Which bank and branch is JAKA0SMOOTH?

JAKA0SMOOTH belongs to Jammu and Kashmir Bank, Magam Handwara branch, Main Chowk Magam.

What is the MICR code of Jammu and Kashmir Bank, Magam Handwara?

The MICR code is 193051303. It is printed at the bottom of cheques from this branch.

Can I use JAKA0SMOOTH for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.