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JAKA0PHALIA: Jammu and Kashmir Bank, Phaliana

JAKA0PHALIA is the IFSC code of the Phaliana branch of Jammu and Kashmir Bank in Rajouri, Jammu and Kashmir. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
JAKA0PHALIA
Branch
Phaliana
MICR code
185051023
Address
Post Office Muradpur, Rajouri, JK PIN 185131
City
Rajouri
State
Jammu and Kashmir
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What JAKA0PHALIA means

  • JAKA: the bank, Jammu and Kashmir Bank
  • 0: always zero, kept for future use
  • PHALIA: the Phaliana branch

To send money, add the account number, the account holder's name and JAKA0PHALIA as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Jammu and Kashmir Bank branches in Rajouri

All Jammu and Kashmir Bank branches in Rajouri

Other banks in Rajouri

Frequently asked questions

Which bank and branch is JAKA0PHALIA?

JAKA0PHALIA belongs to Jammu and Kashmir Bank, Phaliana branch, Post Office Muradpur, Rajouri, JK PIN 185131.

What is the MICR code of Jammu and Kashmir Bank, Phaliana?

The MICR code is 185051023. It is printed at the bottom of cheques from this branch.

Can I use JAKA0PHALIA for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.