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JAKA0PAGWAR: Jammu and Kashmir Bank, Phagwara

JAKA0PAGWAR is the IFSC code of the Phagwara branch of Jammu and Kashmir Bank in Kapurthala, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
JAKA0PAGWAR
Branch
Phagwara
MICR code
144051712
Address
Opp. Hanuman Garhi,
City
Kapurthala
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What JAKA0PAGWAR means

  • JAKA: the bank, Jammu and Kashmir Bank
  • 0: always zero, kept for future use
  • PAGWAR: the Phagwara branch

To send money, add the account number, the account holder's name and JAKA0PAGWAR as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Kapurthala

Frequently asked questions

Which bank and branch is JAKA0PAGWAR?

JAKA0PAGWAR belongs to Jammu and Kashmir Bank, Phagwara branch, Opp. Hanuman Garhi,.

What is the MICR code of Jammu and Kashmir Bank, Phagwara?

The MICR code is 144051712. It is printed at the bottom of cheques from this branch.

Can I use JAKA0PAGWAR for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.