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JAKA0LUDHIA: Jammu and Kashmir Bank, Chaura Bazar Ludhiana

JAKA0LUDHIA is the IFSC code of the Chaura Bazar Ludhiana branch of Jammu and Kashmir Bank in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
JAKA0LUDHIA
Branch
Chaura Bazar Ludhiana
MICR code
141051002
Address
Ludhiana
City
Ludhiana
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What JAKA0LUDHIA means

  • JAKA: the bank, Jammu and Kashmir Bank
  • 0: always zero, kept for future use
  • LUDHIA: the Chaura Bazar Ludhiana branch

To send money, add the account number, the account holder's name and JAKA0LUDHIA as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Jammu and Kashmir Bank branches in Ludhiana

All Jammu and Kashmir Bank branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is JAKA0LUDHIA?

JAKA0LUDHIA belongs to Jammu and Kashmir Bank, Chaura Bazar Ludhiana branch, Ludhiana.

What is the MICR code of Jammu and Kashmir Bank, Chaura Bazar Ludhiana?

The MICR code is 141051002. It is printed at the bottom of cheques from this branch.

Can I use JAKA0LUDHIA for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.