- IFSC code
- JAKA0LUDHIA
- Branch
- Chaura Bazar Ludhiana
- MICR code
- 141051002
- Address
- Ludhiana
- City
- Ludhiana
- State
- Punjab
- Phone
- +911612750213
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What JAKA0LUDHIA means
- JAKA: the bank, Jammu and Kashmir Bank
- 0: always zero, kept for future use
- LUDHIA: the Chaura Bazar Ludhiana branch
To send money, add the account number, the account holder's name and JAKA0LUDHIA as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Jammu and Kashmir Bank branches in Ludhiana
All Jammu and Kashmir Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- Punjab & Sind Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
Frequently asked questions
Which bank and branch is JAKA0LUDHIA?
JAKA0LUDHIA belongs to Jammu and Kashmir Bank, Chaura Bazar Ludhiana branch, Ludhiana.
What is the MICR code of Jammu and Kashmir Bank, Chaura Bazar Ludhiana?
The MICR code is 141051002. It is printed at the bottom of cheques from this branch.
Can I use JAKA0LUDHIA for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.