- IFSC code
- JAKA0HARRAI
- Branch
- Harai
- MICR code
- 193051220
- Address
- Harrai,District Kupwara,PIN Code 193224
- City
- Kupwara
- State
- Jammu and Kashmir
- Phone
- +919906652700
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What JAKA0HARRAI means
- JAKA: the bank, Jammu and Kashmir Bank
- 0: always zero, kept for future use
- HARRAI: the Harai branch
To send money, add the account number, the account holder's name and JAKA0HARRAI as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Jammu and Kashmir Bank branches in Kupwara
- AramporaJAKA0ARMPOR
- AshiporaJAKA0ASHPOR
- AwooraJAKA0AWOORA
- Bumhama, KupwaraJAKA0BUMHAM
- ChitrakoteJAKA0CHITER
- ChowkibalJAKA0CHOKBL
- DevarJAKA0DEVAAR
- DragmullahJAKA0DRGMUL
- Dard PoraJAKA0EBDARD
- Kachi HamaJAKA0EBKACH
- Kandi KhasJAKA0EBKAND
- ManigahJAKA0EBMANI
All Jammu and Kashmir Bank branches in Kupwara
Other banks in Kupwara
Frequently asked questions
Which bank and branch is JAKA0HARRAI?
JAKA0HARRAI belongs to Jammu and Kashmir Bank, Harai branch, Harrai,District Kupwara,PIN Code 193224.
What is the MICR code of Jammu and Kashmir Bank, Harai?
The MICR code is 193051220. It is printed at the bottom of cheques from this branch.
Can I use JAKA0HARRAI for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.