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JAKA0GURKAL: Jammu and Kashmir Bank, Gurha Kalyal

JAKA0GURKAL is the IFSC code of the Gurha Kalyal branch of Jammu and Kashmir Bank in Kathua, Jammu and Kashmir. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
JAKA0GURKAL
Branch
Gurha Kalyal
MICR code
184051030
Address
Tehsil-Billawar
City
Kathua
State
Jammu and Kashmir
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What JAKA0GURKAL means

  • JAKA: the bank, Jammu and Kashmir Bank
  • 0: always zero, kept for future use
  • GURKAL: the Gurha Kalyal branch

To send money, add the account number, the account holder's name and JAKA0GURKAL as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Jammu and Kashmir Bank branches in Kathua

All Jammu and Kashmir Bank branches in Kathua

Other banks in Kathua

Frequently asked questions

Which bank and branch is JAKA0GURKAL?

JAKA0GURKAL belongs to Jammu and Kashmir Bank, Gurha Kalyal branch, Tehsil-Billawar.

What is the MICR code of Jammu and Kashmir Bank, Gurha Kalyal?

The MICR code is 184051030. It is printed at the bottom of cheques from this branch.

Can I use JAKA0GURKAL for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.