- IFSC code
- JAKA0CHAGAM
- Branch
- Chowgam
- MICR code
- 192051309
- Address
- Chowgam
- City
- Kulgam
- State
- Jammu and Kashmir
- Phone
- +919419945351
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What JAKA0CHAGAM means
- JAKA: the bank, Jammu and Kashmir Bank
- 0: always zero, kept for future use
- CHAGAM: the Chowgam branch
To send money, add the account number, the account holder's name and JAKA0CHAGAM as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Jammu and Kashmir Bank branches in Kulgam
- ArrahJAKA0ARAHAN
- ArwaniJAKA0ARWANI
- AshmujiJAKA0ASHMUJ
- WaltengoJAKA0BAGDAD
- BugamJAKA0BOOGAM
- ChawalgamJAKA0CHAWAL
- Damhal HanjiporaJAKA0DAMHAL
- DevsarJAKA0DEVSAR
- Danew KandimargJAKA0DWMARG
- Fruit Mandi KulgamJAKA0FMKLGM
- FrisalJAKA0FRISAL
- General Bus Stand Laroo KulgamJAKA0GBLARO
All Jammu and Kashmir Bank branches in Kulgam
Other banks in Kulgam
Frequently asked questions
Which bank and branch is JAKA0CHAGAM?
JAKA0CHAGAM belongs to Jammu and Kashmir Bank, Chowgam branch, Chowgam.
What is the MICR code of Jammu and Kashmir Bank, Chowgam?
The MICR code is 192051309. It is printed at the bottom of cheques from this branch.
Can I use JAKA0CHAGAM for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.