- IFSC code
- IOBA0004194
- Branch
- University Road
- MICR code
- 360020010
- Address
- Ground Floor, Swami Complex, Plot No.15/A, Opp. Sleepwell Gallery, Jyoti Nagar Main Road, University Road - Kalawad Road, Rajkot
- City
- Rajkot
- State
- Gujarat
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0004194 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 004194: the University Road branch
To send money, add the account number, the account holder's name and IOBA0004194 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Rajkot
- RavkiIOBA0004190
- Metoda GIDCIOBA0004029
- Trajpur SME BranchIOBA0003581
- GondalIOBA0003498
- JasdanIOBA0003394
- KagdadiIOBA0003225
- KasturbadhamIOBA0003139
- Mahendra NagarIOBA0003129
- PD Malayiya CollegeIOBA0001818
- Rajkot Municipal CorpnIOBA0001743
- AnandparIOBA0000663
- DhorajiIOBA0000489
All Indian Overseas Bank branches in Rajkot
Other banks in Rajkot
- Gujarat State Co-operative Bank
- State Bank of India
- Bank of Baroda
- HDFC Bank
- ICICI Bank
- Axis Bank
- Union Bank of India
- Yes Bank
Frequently asked questions
Which bank and branch is IOBA0004194?
IOBA0004194 belongs to Indian Overseas Bank, University Road branch, Ground Floor, Swami Complex, Plot No.15/A, Opp. Sleepwell Gallery, Jyoti Nagar Main Road, University Road - Kalawad Road, Rajkot.
What is the MICR code of Indian Overseas Bank, University Road?
The MICR code is 360020010. It is printed at the bottom of cheques from this branch.
Can I use IOBA0004194 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.