IOBA0004055 IFSC Code – Indian Overseas Bank, Gardhiwala

IOBA0004055: Indian Overseas Bank, Gardhiwala

IOBA0004055 is the IFSC code of the Gardhiwala branch of Indian Overseas Bank in Hoshiyarpur, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: IOBA0004055
Bank: Indian Overseas Bank
Branch: Gardhiwala
MICR code: 144020013
Address: Near ICICI Bank,Main Market,Gardhiwala,Hoshiyarpur - 144207
City: Hoshiyarpur (district Gardhiwala)
State: Punjab
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What IOBA0004055 means

IOBA: the bank, Indian Overseas Bank
0: always zero, kept for future use
004055: the Gardhiwala branch

To send money, add the account number, the account holder's name and IOBA0004055 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Hoshiyarpur

HajipurIOBA0004166

All Indian Overseas Bank branches in Hoshiyarpur

Frequently asked questions

Which bank and branch is IOBA0004055?

IOBA0004055 belongs to Indian Overseas Bank, Gardhiwala branch, Near ICICI Bank,Main Market,Gardhiwala,Hoshiyarpur - 144207.

What is the MICR code of Indian Overseas Bank, Gardhiwala?

The MICR code is 144020013. It is printed at the bottom of cheques from this branch.

Can I use IOBA0004055 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.