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IOBA0004048: Indian Overseas Bank, Kaptanganj

IOBA0004048 is the IFSC code of the Kaptanganj branch of Indian Overseas Bank in Kushi Nagar, Uttar Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0004048
Bank
Indian Overseas Bank
Branch
Kaptanganj
MICR code
274020005
Address
SBI Compound,Subhash Nagar,Kaptanganj,Dist Kushi Nagar
City
Kushi Nagar (district Kaptanganj)
State
Uttar Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0004048 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 004048: the Kaptanganj branch

To send money, add the account number, the account holder's name and IOBA0004048 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Kushi Nagar

All Indian Overseas Bank branches in Kushi Nagar

Other banks in Kushi Nagar

Frequently asked questions

Which bank and branch is IOBA0004048?

IOBA0004048 belongs to Indian Overseas Bank, Kaptanganj branch, SBI Compound,Subhash Nagar,Kaptanganj,Dist Kushi Nagar.

What is the MICR code of Indian Overseas Bank, Kaptanganj?

The MICR code is 274020005. It is printed at the bottom of cheques from this branch.

Can I use IOBA0004048 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.