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IOBA0004012: Indian Overseas Bank, Phulwari Sharif

IOBA0004012 is the IFSC code of the Phulwari Sharif branch of Indian Overseas Bank in Patna, Bihar. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0004012
Branch
Phulwari Sharif
MICR code
801020003
Address
Ground Floor, Prabha Complex, Chhedi Tola Near Aiims, Phulwari Sharif, District Patna, Bihar, PIN 801505
City
Patna
State
Bihar
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0004012 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 004012: the Phulwari Sharif branch

To send money, add the account number, the account holder's name and IOBA0004012 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Patna

All Indian Overseas Bank branches in Patna

Other banks in Patna

Frequently asked questions

Which bank and branch is IOBA0004012?

IOBA0004012 belongs to Indian Overseas Bank, Phulwari Sharif branch, Ground Floor, Prabha Complex, Chhedi Tola Near Aiims, Phulwari Sharif, District Patna, Bihar, PIN 801505.

What is the MICR code of Indian Overseas Bank, Phulwari Sharif?

The MICR code is 801020003. It is printed at the bottom of cheques from this branch.

Can I use IOBA0004012 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.