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IOBA0004008: Indian Overseas Bank, Padrauna

IOBA0004008 is the IFSC code of the Padrauna branch of Indian Overseas Bank in Kushinagar, Uttar Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

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IFSC code
IOBA0004008
Bank
Indian Overseas Bank
Branch
Padrauna
MICR code
274020003
Address
K H No 216, DDL Complex, Bawali Chowk, Padrauna, Dist-Kushinagar,Uttar Pradesh 274304
City
Kushinagar (district Padrauna)
State
Uttar Pradesh
Phone
+918925954008
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0004008 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 004008: the Padrauna branch

To send money, add the account number, the account holder's name and IOBA0004008 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Kushinagar

Frequently asked questions

Which bank and branch is IOBA0004008?

IOBA0004008 belongs to Indian Overseas Bank, Padrauna branch, K H No 216, DDL Complex, Bawali Chowk, Padrauna, Dist-Kushinagar,Uttar Pradesh 274304.

What is the MICR code of Indian Overseas Bank, Padrauna?

The MICR code is 274020003. It is printed at the bottom of cheques from this branch.

Can I use IOBA0004008 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.