- IFSC code
- IOBA0004008
- Branch
- Padrauna
- MICR code
- 274020003
- Address
- K H No 216, DDL Complex, Bawali Chowk, Padrauna, Dist-Kushinagar,Uttar Pradesh 274304
- City
- Kushinagar (district Padrauna)
- State
- Uttar Pradesh
- Phone
- +918925954008
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0004008 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 004008: the Padrauna branch
To send money, add the account number, the account holder's name and IOBA0004008 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Kushinagar
- Utkarsh Small Finance Bank
- State Bank of India
- HDFC Bank
- Axis Bank
- UCO Bank
- Union Bank of India
- Punjab National Bank
- Canara Bank
Frequently asked questions
Which bank and branch is IOBA0004008?
IOBA0004008 belongs to Indian Overseas Bank, Padrauna branch, K H No 216, DDL Complex, Bawali Chowk, Padrauna, Dist-Kushinagar,Uttar Pradesh 274304.
What is the MICR code of Indian Overseas Bank, Padrauna?
The MICR code is 274020003. It is printed at the bottom of cheques from this branch.
Can I use IOBA0004008 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.