IOBA0004003 IFSC Code – Indian Overseas Bank, Katra

IOBA0004003: Indian Overseas Bank, Katra

IOBA0004003 is the IFSC code of the Katra branch of Indian Overseas Bank in Reasi, Jammu and Kashmir. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: IOBA0004003
Bank: Indian Overseas Bank
Branch: Katra
MICR code: 182020002
Address: Hotel Ambika Building, Katra, PIN - 182320
City: Reasi (district Katra)
State: Jammu and Kashmir
Phone: +919760906667
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What IOBA0004003 means

IOBA: the bank, Indian Overseas Bank
0: always zero, kept for future use
004003: the Katra branch

To send money, add the account number, the account holder's name and IOBA0004003 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Reasi

Frequently asked questions

Which bank and branch is IOBA0004003?

IOBA0004003 belongs to Indian Overseas Bank, Katra branch, Hotel Ambika Building, Katra, PIN - 182320.

What is the MICR code of Indian Overseas Bank, Katra?

The MICR code is 182020002. It is printed at the bottom of cheques from this branch.

Can I use IOBA0004003 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.