IOBA0003997 IFSC Code – Indian Overseas Bank, Pharenda

IOBA0003997: Indian Overseas Bank, Pharenda

IOBA0003997 is the IFSC code of the Pharenda branch of Indian Overseas Bank in Maharajganj, Uttar Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: IOBA0003997
Bank: Indian Overseas Bank
Branch: Pharenda
MICR code: 273020007
Address: Opposite to Railway Power House, Gorakhpur Sonauli Main Road, Anand Nagar, Pharenda, Dist Maharajganj, PIN - 273155
City: Maharajganj
State: Uttar Pradesh
Phone: +918925953997
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003997 means

IOBA: the bank, Indian Overseas Bank
0: always zero, kept for future use
003997: the Pharenda branch

To send money, add the account number, the account holder's name and IOBA0003997 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Maharajganj

NautanwaIOBA0004049

All Indian Overseas Bank branches in Maharajganj

Other banks in Maharajganj

Frequently asked questions

Which bank and branch is IOBA0003997?

IOBA0003997 belongs to Indian Overseas Bank, Pharenda branch, Opposite to Railway Power House, Gorakhpur Sonauli Main Road, Anand Nagar, Pharenda, Dist Maharajganj, PIN - 273155.

What is the MICR code of Indian Overseas Bank, Pharenda?

The MICR code is 273020007. It is printed at the bottom of cheques from this branch.

Can I use IOBA0003997 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.