- IFSC code
- IOBA0003978
- Branch
- Mowa
- MICR code
- 492020011
- Address
- Unit No 010, Ground Floor, Commercial Part E, Phase 1, Block B, Shriram Business Park, Bidhansabha Road, Mowa, Raipur, C.G. 492001
- City
- Raipur
- State
- Chhattisgarh
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0003978 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 003978: the Mowa branch
To send money, add the account number, the account holder's name and IOBA0003978 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Raipur
- Naya RaipurIOBA0003929
- LPC RaipurIOBA0004095
- Raipur - TatibandhIOBA0003479
- Sacb RajimIOBA0003357
- Din Dayal Upadhyay NagarIOBA0003237
- G E Road RaipurIOBA0002985
- Samata Colony RaipurIOBA0002984
- KeslaIOBA0002971
- Pachpedinaka RaipurIOBA0002962
- Bhatapara RaipurIOBA0002961
- Raipur Regional OfficeIOBA0002955
- Shankar Nagar RaipurIOBA0002891
All Indian Overseas Bank branches in Raipur
Other banks in Raipur
- State Bank of India
- HDFC Bank
- Punjab National Bank
- Union Bank of India
- ICICI Bank
- Bank of Baroda
- Chhattisgarh Rajya Gramin Bank
- IDBI
Frequently asked questions
Which bank and branch is IOBA0003978?
IOBA0003978 belongs to Indian Overseas Bank, Mowa branch, Unit No 010, Ground Floor, Commercial Part E, Phase 1, Block B, Shriram Business Park, Bidhansabha Road, Mowa, Raipur, C.G. 492001.
What is the MICR code of Indian Overseas Bank, Mowa?
The MICR code is 492020011. It is printed at the bottom of cheques from this branch.
Can I use IOBA0003978 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.