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IOBA0003973: Indian Overseas Bank, Waidhan-Singrauli

IOBA0003973 is the IFSC code of the Waidhan-Singrauli branch of Indian Overseas Bank in Singrauli, Madhya Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0003973
Bank
Indian Overseas Bank
Branch
Waidhan-Singrauli
MICR code
486020002
Address
Indian Overseas Bank Khasra No 114 34(S) Gram Bilaunji Teliyan Ward No 42 Waidhan Madhya Pradesh 486886
City
Singrauli
State
Madhya Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003973 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 003973: the Waidhan-Singrauli branch

To send money, add the account number, the account holder's name and IOBA0003973 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Singrauli

Frequently asked questions

Which bank and branch is IOBA0003973?

IOBA0003973 belongs to Indian Overseas Bank, Waidhan-Singrauli branch, Indian Overseas Bank Khasra No 114 34(S) Gram Bilaunji Teliyan Ward No 42 Waidhan Madhya Pradesh 486886.

What is the MICR code of Indian Overseas Bank, Waidhan-Singrauli?

The MICR code is 486020002. It is printed at the bottom of cheques from this branch.

Can I use IOBA0003973 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.