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IOBA0003969: Indian Overseas Bank, Ramnagar

IOBA0003969 is the IFSC code of the Ramnagar branch of Indian Overseas Bank in Varanasi, Uttar Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0003969
Branch
Ramnagar
MICR code
221020015
Address
House No - 2/146-D, Mirzapur Road, Ramnagar, Varanasi, Dist - Varanasi, PIN - 221008
City
Varanasi
State
Uttar Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003969 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 003969: the Ramnagar branch

To send money, add the account number, the account holder's name and IOBA0003969 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Varanasi

All Indian Overseas Bank branches in Varanasi

Other banks in Varanasi

Frequently asked questions

Which bank and branch is IOBA0003969?

IOBA0003969 belongs to Indian Overseas Bank, Ramnagar branch, House No - 2/146-D, Mirzapur Road, Ramnagar, Varanasi, Dist - Varanasi, PIN - 221008.

What is the MICR code of Indian Overseas Bank, Ramnagar?

The MICR code is 221020015. It is printed at the bottom of cheques from this branch.

Can I use IOBA0003969 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.