- IFSC code
- IOBA0003946
- Branch
- Palasa
- MICR code
- 532020004
- Address
- D No 12-2-216, Ground Floor, Surya Raj Inn Building, K T Road, Palasa - Kasibugga, Srikakulam - 532221
- City
- Srikakulam
- State
- Andhra Pradesh
- Phone
- +918925953946
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0003946 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 003946: the Palasa branch
To send money, add the account number, the account holder's name and IOBA0003946 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Srikakulam
All Indian Overseas Bank branches in Srikakulam
Other banks in Srikakulam
- Union Bank of India
- State Bank of India
- Andhra Pradesh State Co-operative Bank
- Canara Bank
- Indian Bank
- HDFC Bank
- Catholic Syrian Bank
- ICICI Bank
Frequently asked questions
Which bank and branch is IOBA0003946?
IOBA0003946 belongs to Indian Overseas Bank, Palasa branch, D No 12-2-216, Ground Floor, Surya Raj Inn Building, K T Road, Palasa - Kasibugga, Srikakulam - 532221.
What is the MICR code of Indian Overseas Bank, Palasa?
The MICR code is 532020004. It is printed at the bottom of cheques from this branch.
Can I use IOBA0003946 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.