- IFSC code
- IOBA0003946
- Branch
- Palasa
- MICR code
- 532020004
- Address
- D No 12-2-216, Ground Floor, Surya Raj Inn Building, K T Road, Palasa - Kasibugga, Srikakulam - 532221
- City
- Srikakulam
- State
- Andhra Pradesh
- Phone
- +918925953946
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0003946 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 003946: the Palasa branch
To send money, add the account number, the account holder's name and IOBA0003946 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Srikakulam
All Indian Overseas Bank branches in Srikakulam
Other banks in Srikakulam
- Union Bank of India
- State Bank of India
- Andhra Pradesh State Co-operative Bank
- Canara Bank
- Indian Bank
- HDFC Bank
- Catholic Syrian Bank
- ICICI Bank
Frequently asked questions
Which bank and branch is IOBA0003946?
IOBA0003946 belongs to Indian Overseas Bank, Palasa branch, D No 12-2-216, Ground Floor, Surya Raj Inn Building, K T Road, Palasa - Kasibugga, Srikakulam - 532221.
What is the MICR code of Indian Overseas Bank, Palasa?
The MICR code is 532020004. It is printed at the bottom of cheques from this branch.
Can I use IOBA0003946 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.