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IOBA0003940: Indian Overseas Bank, Ring Road Vizianagaram

IOBA0003940 is the IFSC code of the Ring Road Vizianagaram branch of Indian Overseas Bank in Vizianagaram, Andhra Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0003940
Branch
Ring Road Vizianagaram
MICR code
535020005
Address
D No 20-20-44/1, Ground Floor, PJ Cloud, Surya Nagar, Ice Factory Junction, Ring Road, Vizianagaram - 535002
City
Vizianagaram
State
Andhra Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003940 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 003940: the Ring Road Vizianagaram branch

To send money, add the account number, the account holder's name and IOBA0003940 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Vizianagaram

All Indian Overseas Bank branches in Vizianagaram

Other banks in Vizianagaram

Frequently asked questions

Which bank and branch is IOBA0003940?

IOBA0003940 belongs to Indian Overseas Bank, Ring Road Vizianagaram branch, D No 20-20-44/1, Ground Floor, PJ Cloud, Surya Nagar, Ice Factory Junction, Ring Road, Vizianagaram - 535002.

What is the MICR code of Indian Overseas Bank, Ring Road Vizianagaram?

The MICR code is 535020005. It is printed at the bottom of cheques from this branch.

Can I use IOBA0003940 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.