IOBA0003923 IFSC Code – Indian Overseas Bank, Lakhisarai

IOBA0003923: Indian Overseas Bank, Lakhisarai

IOBA0003923 is the IFSC code of the Lakhisarai branch of Indian Overseas Bank in Lakhisarai, Bihar. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: IOBA0003923
Bank: Indian Overseas Bank
Branch: Lakhisarai
MICR code: 811020002
Address: Indian Overseas Bank Near S P Awash Jamui Sikandra Road Lakhisarai Bihar 811311
City: Lakhisarai
State: Bihar
Phone: +919712399531
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003923 means

IOBA: the bank, Indian Overseas Bank
0: always zero, kept for future use
003923: the Lakhisarai branch

To send money, add the account number, the account holder's name and IOBA0003923 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Lakhisarai

Frequently asked questions

Which bank and branch is IOBA0003923?

IOBA0003923 belongs to Indian Overseas Bank, Lakhisarai branch, Indian Overseas Bank Near S P Awash Jamui Sikandra Road Lakhisarai Bihar 811311.

What is the MICR code of Indian Overseas Bank, Lakhisarai?

The MICR code is 811020002. It is printed at the bottom of cheques from this branch.

Can I use IOBA0003923 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.