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IOBA0003887: Indian Overseas Bank, Naugarh, Siddharth Nagar

IOBA0003887 is the IFSC code of the Naugarh, Siddharth Nagar branch of Indian Overseas Bank in Siddharth Nagar, Uttar Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0003887
Branch
Naugarh, Siddharth Nagar
MICR code
272020003
Address
Shastri Nagar, Behind PWD Inspection Bungalow, PO Tetri Bazar, Siddarth Nagar, District Siddhratha Nagar, Uttarpradesh, PIN Code 272207
City
Siddharth Nagar
State
Uttar Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003887 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 003887: the Naugarh, Siddharth Nagar branch

To send money, add the account number, the account holder's name and IOBA0003887 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Siddharth Nagar

Frequently asked questions

Which bank and branch is IOBA0003887?

IOBA0003887 belongs to Indian Overseas Bank, Naugarh, Siddharth Nagar branch, Shastri Nagar, Behind PWD Inspection Bungalow, PO Tetri Bazar, Siddarth Nagar, District Siddhratha Nagar, Uttarpradesh, PIN Code 272207.

What is the MICR code of Indian Overseas Bank, Naugarh, Siddharth Nagar?

The MICR code is 272020003. It is printed at the bottom of cheques from this branch.

Can I use IOBA0003887 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.