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IOBA0003871: Indian Overseas Bank, Bagayam

IOBA0003871 is the IFSC code of the Bagayam branch of Indian Overseas Bank in Vellore, Tamil Nadu. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0003871
Branch
Bagayam
MICR code
600020025
Address
Door No 189,Arani Road,Palavansathu,Vellore City,Vellore Taluk,Vellore District,Tamil Nadu PIN 600123
City
Vellore
State
Tamil Nadu
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003871 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 003871: the Bagayam branch

To send money, add the account number, the account holder's name and IOBA0003871 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Vellore

All Indian Overseas Bank branches in Vellore

Other banks in Vellore

Frequently asked questions

Which bank and branch is IOBA0003871?

IOBA0003871 belongs to Indian Overseas Bank, Bagayam branch, Door No 189,Arani Road,Palavansathu,Vellore City,Vellore Taluk,Vellore District,Tamil Nadu PIN 600123.

What is the MICR code of Indian Overseas Bank, Bagayam?

The MICR code is 600020025. It is printed at the bottom of cheques from this branch.

Can I use IOBA0003871 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.