- IFSC code
- IOBA0003864
- Branch
- Garhwa
- Address
- Kamla Complex,Chinya Road,Garhwa,District Garhwa 822114,Jharkhand
- City
- Garhwa
- State
- Jharkhand
- Phone
- +918789246462
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0003864 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 003864: the Garhwa branch
To send money, add the account number, the account holder's name and IOBA0003864 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Garhwa
- State Bank of India
- Utkarsh Small Finance Bank
- Central Bank of India
- Axis Bank
- Union Bank of India
- Indian Bank
- ICICI Bank
- Punjab National Bank
Frequently asked questions
Which bank and branch is IOBA0003864?
IOBA0003864 belongs to Indian Overseas Bank, Garhwa branch, Kamla Complex,Chinya Road,Garhwa,District Garhwa 822114,Jharkhand.
Can I use IOBA0003864 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.