IOBA0003864 IFSC Code – Indian Overseas Bank, Garhwa

IOBA0003864: Indian Overseas Bank, Garhwa

IOBA0003864 is the IFSC code of the Garhwa branch of Indian Overseas Bank in Garhwa, Jharkhand. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: IOBA0003864
Bank: Indian Overseas Bank
Branch: Garhwa
Address: Kamla Complex,Chinya Road,Garhwa,District Garhwa 822114,Jharkhand
City: Garhwa
State: Jharkhand
Phone: +918789246462
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003864 means

IOBA: the bank, Indian Overseas Bank
0: always zero, kept for future use
003864: the Garhwa branch

To send money, add the account number, the account holder's name and IOBA0003864 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Garhwa

Frequently asked questions

Which bank and branch is IOBA0003864?

IOBA0003864 belongs to Indian Overseas Bank, Garhwa branch, Kamla Complex,Chinya Road,Garhwa,District Garhwa 822114,Jharkhand.

Can I use IOBA0003864 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.