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IOBA0003860: Indian Overseas Bank, Kalyanpur

IOBA0003860 is the IFSC code of the Kalyanpur branch of Indian Overseas Bank in Kanpur, Uttar Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0003860
Branch
Kalyanpur
MICR code
208020007
Address
GC-77, Awas Vikas, Kalyanpur, Kanpur-208024
City
Kanpur
State
Uttar Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003860 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 003860: the Kalyanpur branch

To send money, add the account number, the account holder's name and IOBA0003860 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Kanpur

All Indian Overseas Bank branches in Kanpur

Other banks in Kanpur

Frequently asked questions

Which bank and branch is IOBA0003860?

IOBA0003860 belongs to Indian Overseas Bank, Kalyanpur branch, GC-77, Awas Vikas, Kalyanpur, Kanpur-208024.

What is the MICR code of Indian Overseas Bank, Kalyanpur?

The MICR code is 208020007. It is printed at the bottom of cheques from this branch.

Can I use IOBA0003860 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.