IOBA0003818 IFSC Code – Indian Overseas Bank, Ayodhya

IOBA0003818: Indian Overseas Bank, Ayodhya

IOBA0003818 is the IFSC code of the Ayodhya branch of Indian Overseas Bank in Ayodhya, Uttar Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: IOBA0003818
Bank: Indian Overseas Bank
Branch: Ayodhya
MICR code: 224020003
Address: Plot No.32a,House No.4/1/48,Hanuman Garhi,Ayodhya -224123
City: Ayodhya
State: Uttar Pradesh
Phone: +918004698950
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003818 means

IOBA: the bank, Indian Overseas Bank
0: always zero, kept for future use
003818: the Ayodhya branch

To send money, add the account number, the account holder's name and IOBA0003818 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Ayodhya

Frequently asked questions

Which bank and branch is IOBA0003818?

IOBA0003818 belongs to Indian Overseas Bank, Ayodhya branch, Plot No.32a,House No.4/1/48,Hanuman Garhi,Ayodhya -224123.

What is the MICR code of Indian Overseas Bank, Ayodhya?

The MICR code is 224020003. It is printed at the bottom of cheques from this branch.

Can I use IOBA0003818 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.