- IFSC code
- IOBA0003718
- Branch
- Joshimath
- MICR code
- 246020151
- Address
- No.1,Narsingh Temple Road, Upper Bazar, Joshimath, District - Chamoli, Uttarakhand. PIN - 246443
- City
- Chamoli (district Joshimath)
- State
- Uttarakhand
- Phone
- +911352769642
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0003718 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 003718: the Joshimath branch
To send money, add the account number, the account holder's name and IOBA0003718 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Chamoli
All Indian Overseas Bank branches in Chamoli
Other banks in Chamoli
- State Bank of India
- Union Bank of India
- Punjab National Bank
- Canara Bank
- HDFC Bank
- Axis Bank
- Nainital Bank
- Indian Bank
Frequently asked questions
Which bank and branch is IOBA0003718?
IOBA0003718 belongs to Indian Overseas Bank, Joshimath branch, No.1,Narsingh Temple Road, Upper Bazar, Joshimath, District - Chamoli, Uttarakhand. PIN - 246443.
What is the MICR code of Indian Overseas Bank, Joshimath?
The MICR code is 246020151. It is printed at the bottom of cheques from this branch.
Can I use IOBA0003718 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.