- IFSC code
- IOBA0003718
- Branch
- Joshimath
- MICR code
- 246020151
- Address
- No.1,Narsingh Temple Road, Upper Bazar, Joshimath, District - Chamoli, Uttarakhand. PIN - 246443
- City
- Chamoli (district Joshimath)
- State
- Uttarakhand
- Phone
- +911352769642
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0003718 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 003718: the Joshimath branch
To send money, add the account number, the account holder's name and IOBA0003718 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Chamoli
All Indian Overseas Bank branches in Chamoli
Other banks in Chamoli
- State Bank of India
- Union Bank of India
- Punjab National Bank
- Canara Bank
- HDFC Bank
- Axis Bank
- Nainital Bank
- Indian Bank
Frequently asked questions
Which bank and branch is IOBA0003718?
IOBA0003718 belongs to Indian Overseas Bank, Joshimath branch, No.1,Narsingh Temple Road, Upper Bazar, Joshimath, District - Chamoli, Uttarakhand. PIN - 246443.
What is the MICR code of Indian Overseas Bank, Joshimath?
The MICR code is 246020151. It is printed at the bottom of cheques from this branch.
Can I use IOBA0003718 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.