IOBA0003520 IFSC Code – Indian Overseas Bank, Jowai

IOBA0003520: Indian Overseas Bank, Jowai

IOBA0003520 is the IFSC code of the Jowai branch of Indian Overseas Bank in Jaintia Hills, Meghalaya. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: IOBA0003520
Bank: Indian Overseas Bank
Branch: Jowai
Address: PO Jowai Dist West Jaintia Hills PIN 793150 Meghalaya
City: Jaintia Hills (district Jowai)
State: Meghalaya
Phone: +913612464397
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003520 means

IOBA: the bank, Indian Overseas Bank
0: always zero, kept for future use
003520: the Jowai branch

To send money, add the account number, the account holder's name and IOBA0003520 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Jaintia Hills

Frequently asked questions

Which bank and branch is IOBA0003520?

IOBA0003520 belongs to Indian Overseas Bank, Jowai branch, PO Jowai Dist West Jaintia Hills PIN 793150 Meghalaya.

Can I use IOBA0003520 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.