IOBA0003453 IFSC Code – Indian Overseas Bank, Talaulim

IOBA0003453: Indian Overseas Bank, Talaulim

IOBA0003453 is the IFSC code of the Talaulim branch of Indian Overseas Bank in Ponda, Goa. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: IOBA0003453
Bank: Indian Overseas Bank
Branch: Talaulim
MICR code: 403020031
Address: 515, Shree Mahalaxmi Yuvak Sangh Building, Durbhat, Talaulim, Ponda District, North Goa, 403401
City: Ponda
State: Goa
Phone: +918322435640
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003453 means

IOBA: the bank, Indian Overseas Bank
0: always zero, kept for future use
003453: the Talaulim branch

To send money, add the account number, the account holder's name and IOBA0003453 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Ponda

Frequently asked questions

Which bank and branch is IOBA0003453?

IOBA0003453 belongs to Indian Overseas Bank, Talaulim branch, 515, Shree Mahalaxmi Yuvak Sangh Building, Durbhat, Talaulim, Ponda District, North Goa, 403401.

What is the MICR code of Indian Overseas Bank, Talaulim?

The MICR code is 403020031. It is printed at the bottom of cheques from this branch.

Can I use IOBA0003453 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.