IOBA0003239 IFSC Code – Indian Overseas Bank, Kapan

IOBA0003239: Indian Overseas Bank, Kapan

IOBA0003239 is the IFSC code of the Kapan branch of Indian Overseas Bank in Janjgir Champa, Chhattisgarh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: IOBA0003239
Bank: Indian Overseas Bank
Branch: Kapan
MICR code: 495020251
Address: At Kapan,PO Kapan,Dist Janjgir,Champa,Chattisgarh 495552
City: Janjgir Champa (district Akaltara)
State: Chhattisgarh
Phone: +917712583913
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003239 means

IOBA: the bank, Indian Overseas Bank
0: always zero, kept for future use
003239: the Kapan branch

To send money, add the account number, the account holder's name and IOBA0003239 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Janjgir Champa

Frequently asked questions

Which bank and branch is IOBA0003239?

IOBA0003239 belongs to Indian Overseas Bank, Kapan branch, At Kapan,PO Kapan,Dist Janjgir,Champa,Chattisgarh 495552.

What is the MICR code of Indian Overseas Bank, Kapan?

The MICR code is 495020251. It is printed at the bottom of cheques from this branch.

Can I use IOBA0003239 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.