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IOBA0003194: Indian Overseas Bank, Garacharma

IOBA0003194 is the IFSC code of the Garacharma branch of Indian Overseas Bank in Andaman, Andaman and Nicobar Islands. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

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IFSC code
IOBA0003194
Bank
Indian Overseas Bank
Branch
Garacharma
Address
G R Housing Society P.O,Garacharma,South Andaman ST
City
Andaman (district Garacharama)
State
Andaman and Nicobar Islands
Phone
+914428584896
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003194 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 003194: the Garacharma branch

To send money, add the account number, the account holder's name and IOBA0003194 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Andaman

All Indian Overseas Bank branches in Andaman

Other banks in Andaman

Frequently asked questions

Which bank and branch is IOBA0003194?

IOBA0003194 belongs to Indian Overseas Bank, Garacharma branch, G R Housing Society P.O,Garacharma,South Andaman ST.

Can I use IOBA0003194 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.