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IOBA0003122: Indian Overseas Bank, Sacb Karhi

IOBA0003122 is the IFSC code of the Sacb Karhi branch of Indian Overseas Bank in Bilaspur, Chhattisgarh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0003122
Branch
Sacb Karhi
MICR code
495020503
Address
Lig6,Karhi Colony,Near Collectorate,Pomungeli,Mungeli Dist,Chhattisgarh 495334
City
Bilaspur (district Mungeli)
State
Chhattisgarh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003122 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 003122: the Sacb Karhi branch

To send money, add the account number, the account holder's name and IOBA0003122 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Bilaspur

All Indian Overseas Bank branches in Bilaspur

Other banks in Bilaspur

Frequently asked questions

Which bank and branch is IOBA0003122?

IOBA0003122 belongs to Indian Overseas Bank, Sacb Karhi branch, Lig6,Karhi Colony,Near Collectorate,Pomungeli,Mungeli Dist,Chhattisgarh 495334.

What is the MICR code of Indian Overseas Bank, Sacb Karhi?

The MICR code is 495020503. It is printed at the bottom of cheques from this branch.

Can I use IOBA0003122 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.