IOBA0003121 IFSC Code – Indian Overseas Bank, Sacb Kawardha

IOBA0003121: Indian Overseas Bank, Sacb Kawardha

IOBA0003121 is the IFSC code of the Sacb Kawardha branch of Indian Overseas Bank in Kawardha, Chhattisgarh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: IOBA0003121
Bank: Indian Overseas Bank
Branch: Sacb Kawardha
MICR code: 491020201
Address: Amit Lodge Building Near Bus Stand PO Kawardha Dist Kabirdham PIN 491995
City: Kawardha
State: Chhattisgarh
Phone: +91774128584896
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003121 means

IOBA: the bank, Indian Overseas Bank
0: always zero, kept for future use
003121: the Sacb Kawardha branch

To send money, add the account number, the account holder's name and IOBA0003121 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Kawardha

Frequently asked questions

Which bank and branch is IOBA0003121?

IOBA0003121 belongs to Indian Overseas Bank, Sacb Kawardha branch, Amit Lodge Building Near Bus Stand PO Kawardha Dist Kabirdham PIN 491995.

What is the MICR code of Indian Overseas Bank, Sacb Kawardha?

The MICR code is 491020201. It is printed at the bottom of cheques from this branch.

Can I use IOBA0003121 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.