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IOBA0003074: Indian Overseas Bank, Atak Pardi

IOBA0003074 is the IFSC code of the Atak Pardi branch of Indian Overseas Bank in Valasad, Gujarat. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0003074
Branch
Atak Pardi
MICR code
396020002
Address
Near CNG Pump,Opp Krishna Hotel,Dharmpura Road Crossing,NH 8,Atak Pardi Village,Valsad,Gujarat
City
Valasad (district Dharampur)
State
Gujarat
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003074 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 003074: the Atak Pardi branch

To send money, add the account number, the account holder's name and IOBA0003074 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Frequently asked questions

Which bank and branch is IOBA0003074?

IOBA0003074 belongs to Indian Overseas Bank, Atak Pardi branch, Near CNG Pump,Opp Krishna Hotel,Dharmpura Road Crossing,NH 8,Atak Pardi Village,Valsad,Gujarat.

What is the MICR code of Indian Overseas Bank, Atak Pardi?

The MICR code is 396020002. It is printed at the bottom of cheques from this branch.

Can I use IOBA0003074 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.