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IOBA0003048: Indian Overseas Bank, Gerugambakkam

IOBA0003048 is the IFSC code of the Gerugambakkam branch of Indian Overseas Bank in Kancheepuram, Tamil Nadu. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0003048
Branch
Gerugambakkam
MICR code
600020220
Address
1 by 183,Sankarlinga Nagar,Gerugambakkam Chennai 600122
City
Kancheepuram (district Sriperumbudur)
State
Tamil Nadu
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0003048 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 003048: the Gerugambakkam branch

To send money, add the account number, the account holder's name and IOBA0003048 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Kancheepuram

All Indian Overseas Bank branches in Kancheepuram

Other banks in Kancheepuram

Frequently asked questions

Which bank and branch is IOBA0003048?

IOBA0003048 belongs to Indian Overseas Bank, Gerugambakkam branch, 1 by 183,Sankarlinga Nagar,Gerugambakkam Chennai 600122.

What is the MICR code of Indian Overseas Bank, Gerugambakkam?

The MICR code is 600020220. It is printed at the bottom of cheques from this branch.

Can I use IOBA0003048 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.