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IOBA0002986: Indian Overseas Bank, Kudghat

IOBA0002986 is the IFSC code of the Kudghat branch of Indian Overseas Bank in Kolkata, West Bengal. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0002986
Branch
Kudghat
MICR code
700020087
Address
Sprnigdle,1st FLR,3,N N Dutta Road,Kolkata PIN 700040
City
Kolkata
State
West Bengal
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0002986 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 002986: the Kudghat branch

To send money, add the account number, the account holder's name and IOBA0002986 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Kolkata

All Indian Overseas Bank branches in Kolkata

Other banks in Kolkata

Frequently asked questions

Which bank and branch is IOBA0002986?

IOBA0002986 belongs to Indian Overseas Bank, Kudghat branch, Sprnigdle,1st FLR,3,N N Dutta Road,Kolkata PIN 700040.

What is the MICR code of Indian Overseas Bank, Kudghat?

The MICR code is 700020087. It is printed at the bottom of cheques from this branch.

Can I use IOBA0002986 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.