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IOBA0002978: Indian Overseas Bank, Kannauj

IOBA0002978 is the IFSC code of the Kannauj branch of Indian Overseas Bank in Kanauj, Uttar Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0002978
Branch
Kannauj
MICR code
209020302
Address
House No 7 Sarai Bahadur Kannauj 209725
City
Kanauj (district Kannauj)
State
Uttar Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0002978 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 002978: the Kannauj branch

To send money, add the account number, the account holder's name and IOBA0002978 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Kanauj

Frequently asked questions

Which bank and branch is IOBA0002978?

IOBA0002978 belongs to Indian Overseas Bank, Kannauj branch, House No 7 Sarai Bahadur Kannauj 209725.

What is the MICR code of Indian Overseas Bank, Kannauj?

The MICR code is 209020302. It is printed at the bottom of cheques from this branch.

Can I use IOBA0002978 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.