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IOBA0002935: Indian Overseas Bank, Kharsia

IOBA0002935 is the IFSC code of the Kharsia branch of Indian Overseas Bank in Raigarh, Chhattisgarh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0002935
Bank
Indian Overseas Bank
Branch
Kharsia
MICR code
496020501
Address
578 by 12 Gandhi Chowk Near M G College,Raigarh Road,Kharsia C.G.PIN 496661
City
Raigarh (district Kharsia)
State
Chhattisgarh
Phone
+917762214300
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0002935 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 002935: the Kharsia branch

To send money, add the account number, the account holder's name and IOBA0002935 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Raigarh

All Indian Overseas Bank branches in Raigarh

Other banks in Raigarh

Frequently asked questions

Which bank and branch is IOBA0002935?

IOBA0002935 belongs to Indian Overseas Bank, Kharsia branch, 578 by 12 Gandhi Chowk Near M G College,Raigarh Road,Kharsia C.G.PIN 496661.

What is the MICR code of Indian Overseas Bank, Kharsia?

The MICR code is 496020501. It is printed at the bottom of cheques from this branch.

Can I use IOBA0002935 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.