- IFSC code
- IOBA0002859
- Branch
- Mugal Sarai
- MICR code
- 232020102
- Address
- 581 G T Road,Naibasti Mugal Sarai,Chandauli Dist 232101
- City
- Chandauli
- State
- Uttar Pradesh
- Phone
- +914428584896
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0002859 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 002859: the Mugal Sarai branch
To send money, add the account number, the account holder's name and IOBA0002859 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Chandauli
All Indian Overseas Bank branches in Chandauli
Other banks in Chandauli
- Union Bank of India
- State Bank of India
- Bank of Baroda
- Indian Bank
- HDFC Bank
- Canara Bank
- Utkarsh Small Finance Bank
- Punjab National Bank
Frequently asked questions
Which bank and branch is IOBA0002859?
IOBA0002859 belongs to Indian Overseas Bank, Mugal Sarai branch, 581 G T Road,Naibasti Mugal Sarai,Chandauli Dist 232101.
What is the MICR code of Indian Overseas Bank, Mugal Sarai?
The MICR code is 232020102. It is printed at the bottom of cheques from this branch.
Can I use IOBA0002859 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.