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IOBA0002644: Indian Overseas Bank, Kapurthala

IOBA0002644 is the IFSC code of the Kapurthala branch of Indian Overseas Bank in Kapurthala, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0002644
Branch
Kapurthala
MICR code
144020252
Address
Railway Road,Adjoining Apsley Cooker Factory,Kapurthala 144601
City
Kapurthala
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0002644 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 002644: the Kapurthala branch

To send money, add the account number, the account holder's name and IOBA0002644 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Kapurthala

All Indian Overseas Bank branches in Kapurthala

Other banks in Kapurthala

Frequently asked questions

Which bank and branch is IOBA0002644?

IOBA0002644 belongs to Indian Overseas Bank, Kapurthala branch, Railway Road,Adjoining Apsley Cooker Factory,Kapurthala 144601.

What is the MICR code of Indian Overseas Bank, Kapurthala?

The MICR code is 144020252. It is printed at the bottom of cheques from this branch.

Can I use IOBA0002644 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.