- IFSC code
- IOBA0002389
- Branch
- Urban Estate Patiala
- MICR code
- 147020003
- Address
- SCF 123 C,Urban Estate Phase II Patiala Punjab State Pincode 147001
- City
- Patiala
- State
- Punjab
- Phone
- +914428584896
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0002389 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 002389: the Urban Estate Patiala branch
To send money, add the account number, the account holder's name and IOBA0002389 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Patiala
- BanurIOBA0002346
- Tripari PatialaIOBA0001752
- DerabassiIOBA0001737
- MalakpurIOBA0003041
- Lalru MandiIOBA0001503
- ZirakpurIOBA0001499
- DamanheriIOBA0003776
- PatialaIOBA0000922
- RajpuraIOBA0000515
All Indian Overseas Bank branches in Patiala
Other banks in Patiala
- State Bank of India
- Punjab National Bank
- Punjab & Sind Bank
- HDFC Bank
- Axis Bank
- ICICI Bank
- Canara Bank
- Union Bank of India
Frequently asked questions
Which bank and branch is IOBA0002389?
IOBA0002389 belongs to Indian Overseas Bank, Urban Estate Patiala branch, SCF 123 C,Urban Estate Phase II Patiala Punjab State Pincode 147001.
What is the MICR code of Indian Overseas Bank, Urban Estate Patiala?
The MICR code is 147020003. It is printed at the bottom of cheques from this branch.
Can I use IOBA0002389 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.