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IOBA0002344: Indian Overseas Bank, Saraidhela

IOBA0002344 is the IFSC code of the Saraidhela branch of Indian Overseas Bank in Dhanbad, Jharkhand. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0002344
Branch
Saraidhela
MICR code
826020003
Address
Ward No 28 Main Road Saraidhela Dhanbad Jharkhand 828127
City
Dhanbad (district Seraidhela)
State
Jharkhand
Phone
2222054
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0002344 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 002344: the Saraidhela branch

To send money, add the account number, the account holder's name and IOBA0002344 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Dhanbad

All Indian Overseas Bank branches in Dhanbad

Other banks in Dhanbad

Frequently asked questions

Which bank and branch is IOBA0002344?

IOBA0002344 belongs to Indian Overseas Bank, Saraidhela branch, Ward No 28 Main Road Saraidhela Dhanbad Jharkhand 828127.

What is the MICR code of Indian Overseas Bank, Saraidhela?

The MICR code is 826020003. It is printed at the bottom of cheques from this branch.

Can I use IOBA0002344 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.