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IOBA0002318: Indian Overseas Bank, T Goundampalayam

IOBA0002318 is the IFSC code of the T Goundampalayam branch of Indian Overseas Bank in Namakkal, Tamil Nadu. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0002318
Branch
T Goundampalayam
MICR code
638020030
Address
T Goundampalayam,Kadachanallur PO,Tiruchengode Erode RD,Namakkal DT,638008,Tamilnadu
City
Namakkal (district Kadachanallur)
State
Tamil Nadu
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0002318 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 002318: the T Goundampalayam branch

To send money, add the account number, the account holder's name and IOBA0002318 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Namakkal

All Indian Overseas Bank branches in Namakkal

Other banks in Namakkal

Frequently asked questions

Which bank and branch is IOBA0002318?

IOBA0002318 belongs to Indian Overseas Bank, T Goundampalayam branch, T Goundampalayam,Kadachanallur PO,Tiruchengode Erode RD,Namakkal DT,638008,Tamilnadu.

What is the MICR code of Indian Overseas Bank, T Goundampalayam?

The MICR code is 638020030. It is printed at the bottom of cheques from this branch.

Can I use IOBA0002318 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.