- IFSC code
- IOBA0002312
- Branch
- Payakaraopeta
- MICR code
- 533020202
- Address
- Door No 13 5 6,Main Road,Opp Chitram,Payakaraopeta 531126
- City
- Vishakhapatnam (district Payakaraopet)
- State
- Andhra Pradesh
- Phone
- 252294
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0002312 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 002312: the Payakaraopeta branch
To send money, add the account number, the account holder's name and IOBA0002312 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Vishakhapatnam
- Kirlampudi LayoutIOBA0002385
- Madhurawada VisakhapatnamIOBA0002196
- VisakhapatnammadhavadharaIOBA0002145
- GullepalleIOBA0002562
- MakavarapalemIOBA0002603
- SME Visakapatnam KurmannapalemIOBA0002605
- Visakhapatnam Jaggu JunctionIOBA0002606
- R O VisakhapatnamIOBA0002010
- Nad JunctionIOBA0001939
- AkkayyapalemIOBA0001915
- PrahladapuramIOBA0002908
- SeethammadharaIOBA0002910
All Indian Overseas Bank branches in Vishakhapatnam
Other banks in Vishakhapatnam
- Canara Bank
- ICICI Bank
- HDFC Bank
- State Bank of India
- Bank of Baroda
- Central Bank of India
- Axis Bank
- Union Bank of India
Frequently asked questions
Which bank and branch is IOBA0002312?
IOBA0002312 belongs to Indian Overseas Bank, Payakaraopeta branch, Door No 13 5 6,Main Road,Opp Chitram,Payakaraopeta 531126.
What is the MICR code of Indian Overseas Bank, Payakaraopeta?
The MICR code is 533020202. It is printed at the bottom of cheques from this branch.
Can I use IOBA0002312 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.