IOBA0001979 IFSC Code – Indian Overseas Bank, Ratnagiri

IOBA0001979: Indian Overseas Bank, Ratnagiri

IOBA0001979 is the IFSC code of the Ratnagiri branch of Indian Overseas Bank in Ratnagiri, Maharashtra. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: IOBA0001979
Bank: Indian Overseas Bank
Branch: Ratnagiri
MICR code: 415020051
Address: Kasturi Plaza Juna Mal Naka Main Road Ratnagiri PIN 405612
City: Ratnagiri
State: Maharashtra
Phone: +912352271667
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What IOBA0001979 means

IOBA: the bank, Indian Overseas Bank
0: always zero, kept for future use
001979: the Ratnagiri branch

To send money, add the account number, the account holder's name and IOBA0001979 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Ratnagiri

Frequently asked questions

Which bank and branch is IOBA0001979?

IOBA0001979 belongs to Indian Overseas Bank, Ratnagiri branch, Kasturi Plaza Juna Mal Naka Main Road Ratnagiri PIN 405612.

What is the MICR code of Indian Overseas Bank, Ratnagiri?

The MICR code is 415020051. It is printed at the bottom of cheques from this branch.

Can I use IOBA0001979 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.