- IFSC code
- IOBA0001979
- Branch
- Ratnagiri
- MICR code
- 415020051
- Address
- Kasturi Plaza Juna Mal Naka Main Road Ratnagiri PIN 405612
- City
- Ratnagiri
- State
- Maharashtra
- Phone
- +912352271667
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0001979 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 001979: the Ratnagiri branch
To send money, add the account number, the account holder's name and IOBA0001979 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Ratnagiri
- IDBI
- Bank of Maharashtra
- Maharashtra Gramin Bank
- State Bank of India
- Bank of India
- Union Bank of India
- SVC Co-operative Bank
- HDFC Bank
Frequently asked questions
Which bank and branch is IOBA0001979?
IOBA0001979 belongs to Indian Overseas Bank, Ratnagiri branch, Kasturi Plaza Juna Mal Naka Main Road Ratnagiri PIN 405612.
What is the MICR code of Indian Overseas Bank, Ratnagiri?
The MICR code is 415020051. It is printed at the bottom of cheques from this branch.
Can I use IOBA0001979 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.